formats

‘Risk’ is a funny old thing

‘Risk’ is a funny thing. When we talk about risk, we automatically assume different things – usually something that has affected us recently, or maybe the impact of some bad (or good) luck is affecting us. But, I usually talk about money – so I’m thinking about financial risk. I’ve spoken to someone recently who

Read More…

 
formats

UK’s cheapest petrol…10p off per litre

29th June – 3rd July, Sainsbury’s are giving 10p off per litre if you spend £60 in store. That’s all very well, but with that kind of offer, we need to think smart, it’s £6 on a tank and with a trip to Manchester this weekend, that’s 50 miles of free motoring. We have 2

Read More…

 
formats

Read this – whos fault is the accident?

So, I am going to use me as the example, but that is only because it’s easier. Most of you know I do a bit of off road cycling, less than I used to, admittedly, but I cycle off road becuase cycling on road scares the living daylights out of me – because of the

Read More…

 
formats

E-mails from your bank

I’ve just recieved an e-mail from my bank telling me my account has been suspended through suspicious activity. These are pretty common but unusually, this time they had the right bank name, anyway, I was instructed to just click on a link – pornotizzle. com…..yeah, that sure looks official. Just looking through my junk folder,

Read More…

 
formats

Cheese making – 1st results

Back on 16th March I made my first cheese… Since then, I let it dry for a while and then waxed it – so it looked like a baby bel…a 2lb baby bel. I’ve left it to mature for almost 2 months…but today curiousity got the better of me and I cut the cheese. Di

Read More…

 
formats

Fixed rate mortgages coming down.

A few things influence lenders when they come to changing their fixed rates. The 1st reason is the ‘Cost of Money’ – in simple terms they may be able to borrow £100m off a pension fund and promise to pay them 4% on it for 5 years…then lend it out to the public at 5%

Read More…

 
formats

Soda Bread – a miracle in 4 minutes

I’ve never made soda bread before…can’t even be certain I’ve eaten it before, but saw it being made on TV last night and it looked easy and fairly flexible about ingredients. Not completely flexible, you understand, there were basics involved – 500g flour, a big teaspoon of bicarbonate of soda and a teaspoon of salt.

Read More…

 
formats

fixed rate mortgages

A couple of interesting changes happenned today. Santander and Northern Rock both released new fixed rates that were cheaper than the products they replaced. This is the 1st time this has happened since Christmas – the trend has been firmly upwards for the last 3 months or so -  and hopefully this indicates a return

Read More…

 
formats

Stuff by Paul Graham

photo credit: Photos by Mavis This is interesting…I hope I can remember it, I really need to! http://www.paulgraham.com/stuff.html

 
formats

Cheese making

I have been dying to make some cheese for ages…years even, and yesterday I thought I’d have a go. I’ve got some cheese making stuff, but having just got hold of a very big pan it all became possible. Anyway, this is attempt number 1. I haven’t followed all the golden rules of cheese making

Read More…